CLASSIC

Ideal for clients with minimal debt who want to build a strong credit profile.

 ** Our Classic Package offers targeted assistance in disputing negative items on your credit report, such as inquiries, late payments, collections, and incorrect personal information. With this package, we handle one account per dispute, with a total of three rounds of disputes included.

Includes:

- 1 account per dispute up to 3 rounds 

 - Disputes for collections, charge-offs, inquiries, and late payments (situational)

 - Secure client portal access

 - Credit building resources

 To give you an overview of credit scoring, a good credit score ranges from 650 to 700, while an excellent score is above 700. My aim is to help you achieve a FICO 8 score of no less than 650. While I will do my utmost to remove all negative items from your credit report, please be aware that some items might require more time or multiple rounds of dispute. If any item takes more rounds than your selected package includes, a $100 fee will be due for each additional round.

 **Important Notice:** Accounts may be modified, updated, or deleted in accordance with FCRA standards. We do not guarantee specific results, nor do we have control over the actions of credit bureaus. Results may vary from person to person.

Chargeback Policy

By completing a purchase, you expressly agree to the terms outlined in this Chargeback Policy. Unauthorized chargebacks are considered a breach of this agreement and may result in immediate termination of access to all purchased products, services, or content.

1. Proof of Transaction:

For any chargeback initiated, we will provide the payment processor with documentation, including proof of delivery, access logs, and your agreement to this policy, to validate the legitimacy of the transaction.

2. Fraudulent or False Claims:

Chargebacks initiated under fraudulent or false pretenses will result in:

• Immediate revocation of access to all purchased content or services.

• Permanent restriction from purchasing future products or services.

• Potential legal action to recover losses and associated fees.

3. Dispute Resolution Requirement:

Before initiating a chargeback, you are required to contact us directly to address any concerns regarding your purchase. We are committed to resolving disputes promptly and fairly. Failure to adhere to this step may further substantiate our claim in the event of a chargeback dispute.

No Refund Policy

All sales are final. By completing your purchase, you acknowledge and agree to the following:

1. Non-Refundable Nature of Products and Services:

Due to the nature of our products (e.g., digital downloads, eBooks, or custom services), all purchases are non-refundable, non-cancellable, and non-transferable once the product is accessed, downloaded, or service delivery has begun.

2. Cancellation Window for Services:

• Under applicable consumer protection laws, you have a 5-day cancellation window after purchasing services.

• However, once service delivery (including any rounds of work or consulting sessions) has commenced, no refunds or cancellations will be granted.

3. Technical Support Guarantee:

In the event of technical issues with accessing digital content or services, our support team will provide assistance to resolve the issue.

Legal Acknowledgment

By purchasing any product or service from our business, you are entering into a binding agreement to comply with this Chargeback and No Refund Policy. These terms are enforceable under applicable contract and consumer protection laws.

Any disputes arising from this agreement will be governed by the laws of [Insert Jurisdiction/State]. In the event of a legal dispute, the prevailing party shall be entitled to recover all associated legal fees and costs.

If you do not agree with these terms, do not proceed with the purchase.